Does Medicare Cover Braces? Dental Orthodontics vs. Medical Braces
No. Original Medicare (Parts A and B) does not cover orthodontic braces for your teeth. Routine dental care, including orthodontia, is excluded by federal law, so if you only have Original Medicare you pay 100% of the cost of braces yourself. The "braces" Medicare Part B does cover are medical braces for your arm, leg, back, or neck — orthopedic devices, not anything for your teeth. The only way Medicare-related coverage might help with dental braces is through some Medicare Advantage (Part C) plans that add supplemental dental benefits, and even then orthodontia coverage varies by plan and is usually capped.
The short answer: braces for teeth are not covered
If you are asking whether Original Medicare pays for orthodontic braces to straighten your teeth, the answer is no. Medicare does not cover orthodontics for either adults or children.
In most cases Original Medicare also does not cover other routine dental work such as cleanings, fillings, tooth extractions, dentures, or implants. Orthodontic braces fall into this excluded category of dental care.
Under Original Medicare, you are responsible for the full cost of any non-covered service, including braces. There is no Medicare deductible or coinsurance that applies, because the service simply is not a Medicare benefit.
Why Medicare does not cover dental braces
The dental exclusion is written into federal law, not set by an insurance company. Section 1862(a)(12) of the Social Security Act prohibits Medicare from paying for services connected with the care, treatment, filling, removal, or replacement of teeth or the structures that directly support teeth.
Because orthodontic braces move and reposition teeth, they fall squarely inside this statutory dental exclusion. This is why neither Part A nor Part B will pay for them, regardless of your age or the reason you want braces.
- The exclusion is the same for adults and children — Medicare does not cover orthodontia for any age.
- Clear aligners (such as Invisalign-style trays) and retainers are treated the same as traditional metal braces: they are dental/orthodontic devices, so Original Medicare does not cover them either.
The braces Medicare DOES cover: arm, leg, back, and neck
There is an important point of confusion in the word 'braces.' Medicare Part B does cover certain medical braces — but these are orthopedic/body braces, not dental braces.
Part B covers arm, leg, back, and neck braces as durable medical equipment (DME) when they are medically necessary and ordered by your doctor. These devices support or stabilize part of your body; they have nothing to do with your teeth.
- For a Part B-covered medical brace, you generally pay 20% of the Medicare-approved amount after you meet the Part B deductible.
- The 2026 Part B annual deductible is $283, and the standard Part B premium is $202.90 per month.
- A dental orthodontist's braces are never covered under this DME benefit — only orthopedic braces for the arm, leg, back, or neck qualify.
When Medicare does cover some dental work (but not braces)
Medicare will pay for a limited set of dental services when they are inextricably linked to a covered medical procedure. These are narrow exceptions, and orthodontic braces are not among them.
If you are facing one of these covered medical treatments, the related dental service may be covered, but you should always confirm in advance with your doctor and Medicare.
- Oral exams and treatment before a heart valve replacement or a bone marrow, organ, or kidney transplant.
- Tooth extraction to clear a mouth infection before chemotherapy.
- Treatment of dental complications that arise during head and neck cancer treatment.
- Oral exams and treatment of infection before and during dialysis for end-stage renal disease (ESRD).
- None of these exceptions include orthodontic braces.
Medicare Advantage, Medigap, and other ways to get help
Some Medicare Advantage (Part C) plans add supplemental dental benefits that Original Medicare does not offer, and a few of these plans include orthodontic coverage. Benefits, networks, dollar caps, and waiting periods vary widely from plan to plan, so you must read the plan's Summary of Benefits and Evidence of Coverage before assuming braces are covered.
Even when a Medicare Advantage plan covers orthodontia, it typically applies an annual dental dollar cap. Any cost above that cap is yours to pay. For example, if a plan has a $1,000 annual dental maximum and your braces cost $5,000, you would owe the $4,000 difference, plus any deductibles, copays, or coinsurance the plan charges.
A Medigap (Medicare Supplement) plan will not help with braces. Medigap only fills cost-sharing gaps for services Original Medicare already covers — since Medicare does not cover orthodontia, there is nothing for Medigap to supplement.
- Standalone dental insurance is another option; some plans include orthodontic coverage, but many have waiting periods, annual maximums, and age limits — check the policy carefully.
- Other ways to manage the cost include dental school clinics, orthodontist payment plans, and community health centers.
- Always confirm any orthodontic benefit in the plan's own documents; benefits are never guaranteed across all plans.
Frequently asked questions
Does Original Medicare cover braces for teeth?
No. Original Medicare (Parts A and B) does not cover orthodontic braces for teeth, for adults or children. Dental care, including orthodontia, is excluded by federal law, so you pay the full cost under Original Medicare.
What are the braces Medicare Part B covers?
Part B covers medical braces for the arm, leg, back, and neck as durable medical equipment when they are medically necessary and ordered by a doctor. These are orthopedic body braces, not dental braces. You generally pay 20% of the Medicare-approved amount after meeting the 2026 Part B deductible of $283.
Do Medicare Advantage plans cover orthodontic braces?
Some Medicare Advantage (Part C) plans add supplemental dental benefits, and a few include orthodontia. Coverage, networks, waiting periods, and annual dollar caps vary by plan. Even when braces are covered, you typically pay any cost above the plan's annual dental maximum, plus the plan's cost-sharing. Always check the Summary of Benefits and Evidence of Coverage.
Will a Medigap plan help pay for braces?
No. Medigap (Medicare Supplement) plans only help with cost-sharing for services Original Medicare already covers. Because Medicare does not cover orthodontia, Medigap cannot help pay for braces.
Does Medicare cover Invisalign or clear aligners?
No. Original Medicare treats clear aligners and retainers the same as traditional metal braces — they are orthodontic dental devices, which are excluded from coverage. Some Medicare Advantage or standalone dental plans may help, but it varies by plan.
Sources
Related guides
Medicare Login Guide is an independent resource and is not affiliated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services, or any government agency. This article is for general information only — confirm current figures and your specific options at medicare.gov or by calling 1-800-MEDICARE.